D.I.Y Health- Calculator
Input Parameters
Business Type
New Business
Portability/Migration
Renewal
Sum Insured *
400000
500000
600000
700000
800000
900000
1000000
1100000
1200000
1300000
1400000
1500000
Cover Type
Policy Type *
Individual
Floater
Beneficiary
1 Year
2 Years
3 Years
Full
Monthly
Quarterly
Half-Yearly
Yearly
Deductible Floater
Family Discount
False
True
CoPay(%)
10
20
30
FG Employee / Web Discount
No
Yes
Beneficiary Details
Relation
Member DOB
Age Band
Base Premium
Medical Loading (%)
Accidental Death
Per Person Premium
Self
Self
0
Accidental Death
0
Base Cover Premium
Pre-Hospitalization(Days)
30
60
90
Post-Hospitalization(Days)
60
90
120
Pre-Existing Waiting Period(Year)
1
2
3
Named Illness Waiting Period^(1/2 year)
1
2
Room & ICU Rent Option
1 % of sum insured
No capping
OPD Cover
LASIK Surgery
Optional Cover Premium
Maternity Benefit (Caesarean/Normal Delivery)
Pre Natal Expenses(Days)
Post Natal Expenses(Days)
Road Ambulance
Emergency Air Ambulance
Daily Hospital Cash-Non ICU/ICU
Convalescence Benefit
5000
10000
Accompanying Person
Critical Illness Booster
1.5
2
Cumulative Bonus Booster
Yes
No
Accident Booster
1.5
2
Non-Medical & Consumables expenses Cover
Yes
No
Home Health Care
Yes
No
Alternative Treatments
Yes
No
For Porting and Migration , 2 years waiting period for Pre-existing and waiting period of specified disease /procedure, is available as an option. Hence please select 2 years while preparing the quote.
FGH/UW/RET/280/02
Output
Base Premium
0.00
Installment Loading
%
0.00
Total Installment
0.00
Premium with loading
0.00
Employee Discount
%
0.00
Deductible Disc
%
0.00
Term Premium
0.00
Premium/EMI Amount
0.00
Long Term Discount
%
0.00
GST
%
0.00
Premium Without GST
0.00
Premium/EMI With GST
0.00